Chime Financial, Inc.

Nasdaq: CHYM

Day 485 public/SEASONED/IPO Jun 12, 2025/Finance Services

$30.08

▲ 1.12 (+3.87%)

LIVE

updated 14h ago

Intelligence Core

OBSERVING

New SEC filing in the last 72 h

Current missionEstablished · Day 180+

Track whether the thesis holds as the company matures beyond its newly-public window.

Focus

FundamentalsOwnershipValuationRisk

STRENGTHENINGFORMING THESIS…Intelligence score DERIVED

/ 100

Confidence85%

CURRENT THESIS INTERPRETED

Chime Financial, Inc. demonstrates solid fundamental backing with reported revenue, profitability, positive equity, and cash on its balance sheet, alongside a moderate 1-day price gain.

Momentum

Price · since IPOLIVE

Yahoo · 127 pts

H $34.55L $16.44Last $30.08

Current ThesisINTERPRETEDLIVE

Why

+Fundamentals score of 92 based on reported revenue, profitability, cash on balance sheet, and positive equity
+Positive 1-day momentum of 3.87% bringing price to $30.08

Risks

−Thin institutional base with 0 Schedule 13D or 13G disclosures on file
−Multiple recent insider Form 4 and Form 144 filings

Catalysts

→Continued fundamental execution and profitability reporting
→Potential expansion of institutional ownership from current thin base

Current Thesis

Company Web Research · Official DomainVIEW ONLY

https://chime.com

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Capturing chime.com…

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Research EnvironmentLIVE

Research environment · $CHYMSEC · market · news

22 evidence items|newest evidence 18h ago

Core activity · newest firstreal events · view-only

0s agoSCOREDERIVEDIntelligence score 66/100 recomputed from 5 rule-based signals.via Deterministic scoreDERIVED

0s agoSTATECore OBSERVING · New SEC filing in the last 72 h. Mission: Established.via Intelligence Core

14h agoOBSERVATIONVERIFIEDLast price $30.08 · +3.87% on the day.via Finnhub quoteVERIFIED

18h agoEVIDENCESoFi vs. Chime: Which Fintech Stock is the Better Buy Right Now?via Yahoo · tier 3, cross-check Oct 9, 2026EVIDENCEVERIFIEDForm 144 filed.via SEC EDGARVERIFIED 1d agoEVIDENCENU Stock Rallies 23% in October: Is There Still Room for More Gains?via Yahoo · tier 3, cross-check 1d agoEVIDENCEUpstart Expands Credit Union Network With Denver Partnershipvia Yahoo · tier 3, cross-check Sep 16, 2026EVIDENCEVERIFIEDForm 4 filed · FORM 4.via SEC EDGARVERIFIED Sep 16, 2026EVIDENCEVERIFIEDForm 4 filed.via SEC EDGARVERIFIED Sep 16, 2026EVIDENCEVERIFIEDForm 4 filed · 4.via SEC EDGARVERIFIED Sep 16, 2026EVIDENCEVERIFIEDForm 4 filed · 4.via SEC EDGARVERIFIED

Evidence · SEC filing timelineVERIFIED

Filed	Form	Document	Source
2026-10-09	144	Chime Financial, Inc.	SEC ↗
2026-09-16	4	4	SEC ↗
2026-09-16	4	4	SEC ↗
2026-09-16	4	Chime Financial, Inc.	SEC ↗
2026-09-16	4	FORM 4

VERIFIEDfrom a primary sourceDERIVEDcomputed by rulesINTERPRETEDreasoned from evidence

Assembled 0s ago · every panel labelled live or simulated · no fabricated metrics